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Archive of posts tagged loan

When Is It Time to Get a Newer Car?

There’s something to be said about hanging on to a car until it can go no further. No car payments. Sentimental value. No car payments. (Did we already say that one?)
But, there also comes a time when trading up to a newer model may make more sense. Here are a few reasons it may be [...]

How Can You Pay Off That Loan Early?

Most people have loans…car loans, mortgages, personal loans…and those loans come with a price: interest. So, the $64,000 question is “How can you pay off that loan early and save $$$?”
There are some great techniques that you can use to save on your loan payments. Here are a few:
-Look for discounts: Sometimes, there are discounts [...]

Tips for Buying a Car

Whether you’re in Louisville, Seattle or NYC, buying a car can be one of the least pleasant experiences ever. From driving to a plethora of dealerships and test-driving dozens of cars, to dealing with car salesmen and the loan process, it can end up as one big headache!
This can actually be a great time of [...]

New cars, used cars, and iPads…oh my!

The kids are back in school, the chaos of summer is over, and your thoughts turn to car shopping.
“Should I buy new? Should I buy used? Which is better?” These are the questions flying through your mind. But no worries…Park Community Federal Credit Union is here to help!
We have online resources to help you determine [...]

Buying a house? Here’s some tips!

Are you considering buying a house? Have you already found one that be be your dream home? Here’s some great tips to consider during the process!
1) Think about how long you’ll be there.
If you’re going to be in the house for 5, 10, 12 years or longer, then you may be in great shape for [...]

Extended Warranties… Not Just From Dealerships?

It’s true!  Even though the dealership will offer you an extended warranty, what most people don’t know is that you can purchase an extended warranty from most banks and credit unions that you finance through.  Park Community even offers fine extended warranty packages for new and used autos with rates that are quite competitive.
Why should I finance [...]

First Time Home buyer Tax Credits At Its End

If you’ve been in the market for a new home for the first time, you’ve probably been swamped by a tantelizing offer by the government that boasts up to $8,000 in your pocket in the form of tax credits.  Well, that offer runs out at the end of this month.  Taken from irs.gov, “Under the [...]

In college, in debt, and credit cards are to blame?

You are not alone.  In fact, a vast majority of college students are credit card holders.  A vast majority of those students are in debt that they can’t pay off in a month’s (and some even a year’s) time.  Why?  Well, there’s ease of use, accessibility, and an overall lack of feeling responsible to pay [...]

Weighing Out Whether You Should Get an Extended Warranty

We’ve all been in the situation where the sales associate says “can I interest you in an extended warranty?”  The opinion most people seem to have is that it’s a waste of money, until it comes to vehicles.  A buyer has a very important decision to make when it comes to whether they should extend the [...]